Records passed to us show you're entitled to a refund approximately £2560 in compensation from mis-selling of PPI on your credit card or loan.Reply INFO or stop
The sending number is +447876628983 (although they will change this). Bearing in mind that I have never been mis-sold PPI, I can pretty much disregard this as a scam. Except, rather more seriously the implication is that the spammers are prepared to submit a fraudulent refund claim on your behalf, which is something rather more serious.
If you get one of these, you should forward the spam and the sender's number to your carrier. In the came of T-Mobile, O2 and Orange the number to report to is 7726 ("SPAM"). Vodafone customers should use 87726 ("VSPAM") and Three customers should use 37726 ("3SPAM"). Hopefully the carriers will act if there are enough complaints.