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Friday 29 October 2010

"Polden Financial" / poldenfs.co.uk spam

This following spam was sent to a complete invalid email address, most likely harvested from the web. Although I suspect that the sender probably acquired the email address in good faith, it shows a complete lack of due diligence by the sender to spam random addresses like this. Given that the spammer claims to be a financial adviser, then you should draw your own conclusions about their reliability.

From: What to expect <contact@fundamentalmediasolutions.co.uk>
Reply-To: poldenfinance@gmail.com

When did you last review your pension plans?

Do you know what to expect from your pensions 

when you retire?

Was your pension set-up during a previous employment or with a financial adviser you no longer have contact with? 

Your pension may not have been reviewed for a number of years or it may NEVER have been reviewed.

Could it be worth reviewing your pensions, possibly bringing them all under �one roof�? and...

Have a better understanding of your current position as far as your retirement planning is concerned.

Receive professional advice on the levels of funding into your pension plans.

Potentially reduce the charges on your pension plans, which could help you increase your income in retirement.

Would you like a clear investment strategy that matches your own attitude towards investment risk in an economic climate, which is un-clear?

Regular reviews to keep your pension on track and access to new opportunities that might help you derive a greater income in retirement.

For simple explanations to help you understand your pension planning and how it will benefit you.

Telephone  01278 445968  or email  adviser@poldenfs.co.uk  today 

and we can discuss our review process in full.

PO Box 359, Bridgwater, Somerset TA6 9AS

Polden Financial   is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Intrinsic Financial Planning Ltd, Registered in England 5372217, Wakefield House, Aspect Park, Pipers Way, Swindon, SN3 1SA. Intrinsic Financial Services is a holding Company, subsidiaries of which are authorised and regulated by the Financial Services Authority. The information contained in this message is confidential and may be legally priviledged. If you are not the intended recipient, please do not read, copy or otherwise use it and do not disclose it to anyone else.  Please notify ! the sender of the delivery error and then delete the message from your system.  Any views or opinions expressed in this e-mail are those of the author only.  Email communications are not secure. For this reason Rosemount Financial Solutions cannot guarantee the security of the email or its contents or that it remains virus free once sent.
 I always love those self-important disclaimers at the end, especially when it comes to spam.. as I will publish details of spam as I f--king well see fit.

The spam originates from (identifying itself as belonging to emarketingdesigndelivery.co.uk in Somerset) , and unusually for a spam it doesn't link to a website and solicits replies to adviser@poldenfs.co.uk or 01278 445968 instead. The domain poldenfs.co.uk is also registered to an individual in Somerset, so the originating IP address seems to be a close match to the business.

The WHOIS entry for the domain poldenfs.co.uk (and poldenfs.com) list their web host as the contact, not the spammer themselves. The number 01278 445968 does match a record at the FSA for Polden Financial Solutions LLC but marks them as no longer being "authorised". Companies House lists that company as being at:

BS25 1AG
Company No. OC313363

Records indicate that this business is operated by a John McBurnie who is listed as a representative of Rosemount Financial Solutions Ltd., and the email does say that Polden is a trading style of Rosemount FS, which is correct.

In fact, everything about this firm seems to check out OK apart from the fact that they send unsolicited commercial email to invalid addresses. But in my view, that's enough to avoid doing business with them.

As an aside, you might want to amuse yourself with this Google search about poldenfs.co.uk.

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